Monthly Archive: January 2016

to-owe 0

To Owe, or, Not to Owe

The lending sector today is extremely skewed in favour of the rich and famous. If a middle class borrower whose borrowings rarely exceed Rs. 1 crore defaults on his payment the lending institutions use...

is-what-you 0

Is What You See, What You Get??

The world today is abuzz with a counterfeit for every possible product, an Iphone which features an apple bitten on both sides, a camera that claims to have Carla Zeiss lens, movies available on...

monkey 0

Monkey Off Your Back

Banks today are facing a determined opposition, there are countless loans that have turned sour and the collateral offered for them is either completely useless or lies unsold  for want of buyers. But let...

gleaning 0

Gleaning Information

Banks and NPA’s have a long standing bittersweet relationship and in their continuing efforts to keep themselves afloat the banks are now banking on ‘search reports.’ ‘Search report’ …..  just the sound of the...

undivided 0

Undivided, Not Fragmented

“யாதும் ஊரே, யாவரும் கேளீர்“ (Yaadhum Oore, Yaavarum Kelir- ‘every country is my own and all the people are my kinsmen’) The concept of family has always played an integral part in the cultural fabric...

benevolence 0

Benevolence Bestowed Upon Thee

What is it that appeals to you the most during the holiday season?? Food… meet-ups…….gifts…..Gifts!! The thing that most of you get excited about (regardless of your age) would be the gifts, the mystery...

terms-of-policey 0

Terms of Privacy

Whenever you register on an app or subscribe to newsfeed from a website, you are presented with a word heavy, migraine-inducing document that you need to accept to before you can proceed with your...

mortgage 0

Gambling on Repayment

If you’ve ever dealt with a banker you would find that they have many a colourful word in their lexicon and some of the oft repeated ones are ‘pledge’, ‘hypothecation’ and ‘mortgage’. These three...

car loan 0

Hypothetically Hypothecated

How many of you have taken out a loan on your flashy new car ?? Virtually everyone right?? Well, have you ever taken a closer look at your RC book?? If you had then...

property Transfer 0

The Transfer Window Opens…

It’s the time of transfer silly season in Europe with all the football clubs run around like headless chickens, desperate for an immediate fix to their ailing squads. It’s that time of the year...